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our suggestion – This is the French favorite investment combination in 2024. Flexibility, performance, tax, which of these two simple and safe investment products is right for you?
In 2024, life insurance and PER will firmly become the favorite investments of the French. According to the latest data from France Assureurs, in May 2024, the amount of life insurance contract contributions increased for five consecutive months, jumping 25% in May to a monthly high of 12.7 billion euros, an increase of 1 billion euros from May. In 2022, the PER (retirement savings plan) market sold by insurance companies is not excluded. The product was launched in 2019, with total assets exceeding 100 billion and showing a strong growth of 14%.
If these two simple and safe investment products are very popular, it is because they offer many common advantages, such as flexibility, performance and even favorable taxation. However, there are also differences between the two solutions, especially in terms of taxation. Here are our recommendations to help you choose the product that best suits your situation and, above all, your goals.
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