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Interestingly, the tax on PER varies depending on the option the saver chooses when making a payment.
During its four years of existence, The Retirement Savings Plan (PER) has exceeded 100 billion euros. To attract savers, a shocking argument is made: every euro paid into your plan allows you to reduce your taxable income by the same amount, up to 10% of your professional income (up to a certain ceiling). According to the Savings and Property Barometer carried out by the BPCE Group and Audirep in February 2023, income tax relief is the second reason why savers join this savings product, second only to concerns about the level of their future retirement benefits. We must also remember that what the taxman gives with one hand, he takes back with the other. Depositors are blinded by this tax carrot and forget about the tax consequences when it comes to withdrawing their funds. What’s worse for some is that they don’t even have a clue.
8,000 Euro tax bill
A depositor who paid the price for his lack of understanding raised the alarm, the mediator said.authority…
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