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During the Polish People’s Republic The authorities encouraged people to save money to buy so-called apartment housing brochures. Having made a contribution to the cooperative, the owner of the booklet could count on receiving an additional bonus – the so-called warranty. However, the system collapsed during the economic crisis – the contributions were no longer enough to buy an apartment. However, in the Third Polish Republic, thanks to the pamphlet it was already possible to pay some expenses, such as buying an apartment or replacing windows. More than a million people didn’t take advantage of this opportunity. So many pamphlets issued have not been cleared – Notify Office Ombudsman.
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Under the current legal situation, the only rights of owners of pamphlets issued before October 23, 1990 are Warranty Bonus. However, to obtain it, you must meet the conditions strictly stipulated in the Act, As the Ombudsman said, it is not easy.
“The average premium paid for guarantees in the first half of this year was about PLN 19,000.” – Grzegorz Culepa, an expert at PKO BP Bank, told “Fakt”.
The daily added that about one million Poles have such a book in their homes
“To clear a booklet, you must first register it with PKO BP Bank. Anyone who has not completed such registration and now applies to pay the guarantee fee must take into account that they will not receive the money until 2025,” the daily explained.
What’s next for books? MIIT responds
“The number of books registered at PKO BP Bank is 20,270, which is 2.1% of all savings accounts in the bank, or 982,221 (as of December 31, 2022). Banks associated with cooperative banks do not keep statistics on savings accounts. The total number of books can be referred to the number of currently registered housing book accounts”- This is part of the Ministry of Tourism and Technology’s response to the Office of the Human Rights Commissioner.
“As seen above, The project had negligible impacts related to pamphlet registration, so a meaningful assessment using this tool is not possible. and draw conclusions on the future of the Housing Manual Programme,” the ministry added
“The Ministry is constantly monitoring the pace of clearance of housing manuals and is considering various recommendations for action. However, it should be remembered that Every change will affect the amount of national budget spending and social issuesTherefore, the direction of any amendment to the Act requires in-depth analysis and careful consideration,” the ministry opined.
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