[ad_1]
Consultation Room
Health problems can complicate the lives of many workers. If their severity already limits the ability to work, workers can consider disability pension. However, specific conditions for obtaining it are set. You will learn more about this in the next section of our consultation.
Disability Pension It is a pension benefit paid by disability insurance. It is part of the pension insurance. If you are an employee, his salary is based on Social Insurance Company Your employer or you as a self-employed person paid for disability insurance or you paid it voluntarily. In some cases, the state can also collect it for you.
The purpose of the disability pension is to provide the insured with income in the event of a reduction in the ability to engage in gainful activity due to long-term ill health. Further notice Social insurance, a long-term adverse health condition refers to a condition that leads to a reduction of working capacity by more than 40% compared with a healthy person. “Your poor health condition has been assessed by your doctor to be long-term, meaning it will generally last for more than one year.” Alert the insurance company.
Important Information:
If you have more than one serious diagnosis, the assessing physician will consider only the one that is decisive in causing a decline in your ability to engage in earning activities. The other diagnoses combined may increase your decline by no more than 10%.
How do I know if I am entitled to a disability pension?
- Your ability to perform gainful activity is reduced by at least 40% compared to a healthy person (the medical examiner will assess this fact based on your medical report).
- You have worked for sufficient years.
The required years of service are determined by age:
- Up to 20 years – less than 1 year,
- 20 to 24 years old – at least 1 year,
- Over 24 to 28 years old – at least 2 years,
- Over 28 to 34 years old – at least 5 years,
- 34 years and above but below 40 years – at least 8 years,
- Over 40 to 45 years old – at least 10 years,
- Over 45 years – at least 15 years.
- You do not meet the eligibility criteria pension Or you haven’t received early retirement benefits yet.
- Under specially provided conditions, a natural person who became disabled while he was a dependent child may also be entitled to a disability pension (so-called youth disability pension), provided he permanently resides in the Slovak Republic. The right to this pension arises first of all from the date of reaching the age of 18.
- A natural person is also entitled to a disability pension if he or she becomes disabled during full-time doctoral studies, is under 26 years of age and has permanent residence in the Slovak Republic.
- Insured persons who are disabled due to work-related accidents or occupational diseases, as well as natural persons who have dependent children or are disabled while studying for a full-time doctorate and have not reached the legal age and are 26 years of age or older, are deemed to meet the above-mentioned pension insurance period conditions.
Do you think that the conditions for granting disability pensions are sufficient?
In the previous part of our consultation, we discussed Early retirement pension. Specifically, how to apply for his confession. Even in this case, there are some suggestions that can simplify the whole process. Read more In our previous article.
[ad_2]
Source link
