The topic of housing books is back. The state must return billions to the Poles

During the Polish People’s Republic The authorities encouraged people to save money to buy so-called apartment housing brochures. Having made a contribution to the cooperative, the owner of the booklet could count on receiving an additional bonus – the so-called warranty. However, the system collapsed during the economic crisis – the contributions were no longer enough to buy an apartment. However, in the Third Polish Republic, thanks to the pamphlet it was already possible to pay some expenses, such as buying an apartment or replacing windows. More than a million people didn’t take advantage of this opportunity. So many pamphlets issued have not been cleared – Notify Office Ombudsman.

He added that under the current legal situation, the only rights of owners of pamphlets issued before October 23, 1990 are Warranty Bonus. However, to obtain it, you must meet the conditions strictly stipulated in the Act..

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“Citizens’ complaints indicate A large portion of booklet holders still cannot benefit from the guaranteed bonus. They cannot perform any of the activities provided for by law (in the closed catalogue) that would entitle them to the bonus, even if the funds received would be used for housing purposes,” the Human Rights Commissioner warned.

It recalled that the mechanism for registering passbooks with banks, introduced in 2021, is intended to verify the actual number of passbooks in existence and estimate the total budgetary liabilities that may arise from active accounts. Development and Technology Department.

“The number of books registered with PKO BP Bank is 20,270, which is 2.1% of all savings accounts held by the bank, or 982,221 (as of December 31, 2022). Banks associated with cooperative banks do not count the number of total books, and reference can be made to the number of housing book accounts currently registered – which was part of the Ministry of Tourism and Tourism’s reply.

“As seen above, The project had negligible impacts related to pamphlet registration, so a meaningful assessment using this tool is not possible. and reach conclusions on the future of the Housing Manual Programme,” the ministry added.

“The Ministry is constantly monitoring the pace of clearance of housing manuals and is considering various recommendations for action. However, it should be remembered that Every change will affect the amount of national budget spending and social issuesTherefore, the direction of any amendment to the Act requires in-depth analysis and careful consideration,” the ministry opined.

The state owes Poles with housing accounts around 8-10 billion zlotys. This debt has not changed in almost five years, and the number of guaranteed premium payments is decreasing, Bankier.pl reported in February.