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Through the Mi Casa Ya government program, the country Subsidies to facilitate the purchase of new social housing and give priority to the most vulnerable families (VIS and VIP). This year, more than 33,065 places have been awarded out of the 50,000 available, so if you are interested in buying a home but need the resources to do so, we are here to tell you how to get this financial relief.
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First you should know that in order to apply for the program, you must meet a series of requirements, such as The classification in Sisbén IV is between A1 and D20, is not a homeowner on the national territory, nor a beneficiary of a family housing subsidy, except in the case of improvements or rentals, Not a beneficiary of interest rate insurance and have an approved and valid mortgage or housing lease.
Now, the amount distributed will depend on the classification of the Sisbén IV house, as follows:
• Families in groups A1 and C8 will receive the equivalent of The minimum wage during 2024 is 30, or $39 million.
• Households belonging to the C9 and D20 subgroups will receive a down payment subsidy equal to 20 minimum wages, or $26 million, during 2024.
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My current house
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It is worth noting that families that receive a synchronization subsidy, that is, a subsidy from the Compensation Fund, regardless of their classification under Sisbén IV, will receive an initial subsidy equivalent to 20% of the minimum wage. By 2024, the number of participants will reach 50 people with a minimum salary, which would amount to $65 million.
“The subsidy allows families to be beneficiaries of both the Mi Casa Ya program subsidy and the subsidy provided by the Family Compensation Fund, in order to use them to buy the same house. In this way, families will be able to receive a subsidy of up to 50 minimum wages (30 minimum wages paid by the Family Compensation Fund and 20 minimum wages paid by the National Government)”, The Ministry of Housing, Cities and Regions explained.
To qualify for the subsidy, the family must have an income of 2 times the minimum wage and meet all the requirements of the Mi Casa Ya program, which includes a classification between A1 and D20 in Sisbén IV.
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My current house
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“To participate, families must apply for a subsidy from the Family Compensation Fund and once that subsidy is in effect but not claimed, they must apply to the Mi Casa Ya program and claim the subsidy.” They mentioned.
If you are interested in this information, remember that the application for the Mi Casa Ya program is permanent. Families can apply through the credit institution of their choice, the solidarity economy entity or the Family Compensation Fund.
Paula Galeano Balaguera
Portfolio Reporter
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