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CONFIA is a pension fund manager with more than 1.8 million members and stands out in the economic sector for its innovative product portfolio, including the Proyecta 5Plus voluntary pension savings fund, which is managed according to strict international standards and aims to maximize market profitability.
The Proyecta 5Plus Voluntary Pension Savings Fund is a voluntary savings scheme that offers highly competitive profitability and significant added value. Its performance is variable and depends on the valuation of the portfolio.
Proyecta 5Plus is a voluntary investment option that complements the mandatory contributions to CONFIA. The fund allows you to profit from your savings through investments in international and local markets, thus contributing to the achievement of your personal financial goals.
“The new voluntary investment product of AFP CONFIA not only offers highly competitive profitability, but also tax benefits, allowing all those who declare with the Treasury to take advantage of this opportunity not available with other financial products” Maleni Hidalgo, AFP CONFIA Voluntary Product Director.
Another investment program currently offered by CONFIA is Proyecta Life. This program is designed for people with a medium to long-term investment horizon and aims to achieve returns that are competitive with other traditional financial instruments. With a conservative risk profile, Proyecta Life uses a suite of low-volatility fixed-income investment instruments.
“We offer investment solutions that meet international standards and are regulated by the Superintendent of the Financial System so that Salvadorans can save for their future. Our commitment is to accompany them in their financial education from the beginning, so that they become not only savers but also medium- and long-term investors.” Rafael Castellanos, AFP CONFIA Investment Director.
The program developed by CONFIA provides the opportunity for any investor who wants to start, with a contribution as low as $100, and provides personalized services that guarantee the profitability of the fund.
As an investor in Proyecta 5Plus and Proyecta Life, you will enjoy the following benefits:
1. Tax benefits:
Deduct contributions up to 10% of your reported wages or taxable income for the previous tax year. To get the maximum benefit from the tax breaks, contributions must remain in the Voluntary Fund for at least 5 years.
2. Free management:
Decide how often and how much you want to donate. Designate your desired beneficiaries.
3. Global Diversification:
Proyecta 5Plus and Proyecta Life have a professional team to manage investments with the goal of achieving the best risk-return ratio for your funds.
4. Information and online transactions through Proyecta Virtual:
Both programs have their own electronic platforms designed to allow you to perform actions in real time from your computer or mobile device.
After you complete your first contribution, you will be able to obtain your username and password, through which you can perform operations including: generating NPE for contribution, requesting withdrawals (available for the next business day after receiving the request), checking historical balances and transactions, generating account statements and updating information, etc.
5. Personalized suggestions:
With the support and track record of CONFIA, the administrators have extensive experience and can advise you on your financial planning.
“Part of our commitment to our members is being able to offer these investment opportunities with attractive returns and other benefits that can be used to grow the economy of Salvadoran families,” said Marleny Hidalgo. AFP CONFIA Voluntary Product Director.
Marleny Hildalgo, voluntary product manager at CONFIA, AFP. Francisco Valle
“We invite Salvadorans to diversify their investments. Every quarter we offer webinars to our clients, providing the latest updates on the returns we have achieved in the previous period and giving them confidence in our forecasts on the investment market. Investments” , Rafael Castellanos, AFP CONFIA Investment Director, concluded.
Salvadorans can join these investment funds with a minimum initial contribution of $100. Once open, these contributions start at $20.00 and can be withdrawn after 180 days for Proyecta 5Plus and 120 days for Proyecta Life. These plans are independent of pension funds and have a conservative medium- to long-term profile.
Start your investment today!
If you would like to learn more about the Voluntary Fund Project 5Plus and the Project Lifecyclecall 2267-7777 (option 7) or write to the same number via WhatsApp (option 2). Request a meeting with a counsellor.
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