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he save It is an important component Colombians’ personal financesin this way you can preserve funds which will become a very useful financial reserve for future use when needed.
Keeping US dollars can be a great choice for your savings because this currency has a lot of influence internationally.
(farther: Colombian dollar price ends first week of June higher).
According to expertsSaving dollars provides a unique opportunity to diversify your portfolioBy incorporating strong currencies, greater stability and resistance to market changes can be achieved, providing a solid foundation for your portfolio.
On his My Own Finance channel, Juan Pablo Zuluaga, who is dedicated to personal finance education and author of the book Getting Rich Is Easy (But Terrible), points out some alternatives to starting with savings.
(Via: Colombian dollar remains unstoppable: up nearly 80 pesos in three days).
Five ways to save money in Colombia
1. Exchange USD at an exchange office: It is considered the most traditional option to keep money. However, Zuluaga said that exchanging dollars and keeping them does not generate any type of profitability.
2. Open a savings account in the United States: You can achieve more profitability with this option, but they come with associated commissions and costs, which applies especially to international transactions.
3. Invest in the US market: This does not guarantee fixed profitability. However, doing so will allow you to participate not only in the dollar investment, but also in the potential growth of the stock.
4. Digital Dollar: They are called “stablecoins” and offer the possibility of saving digital dollars backed by fiat currencies. Zuluaga noted that it is important to evaluate the commissions, security policies and support of these platforms before investing in this way.
(farther: Check your pockets: This bill could be worth up to $150,000).
Dollar.
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5. US dollar savings account in the new bank: These accounts allow users to diversify their investments within the same account and offer competitive returns, although they also have some associated costs.
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